Financial Planning
DO YOU HAVE A FINANCIAL PLAN OR JUST AN INVESTMENT PORTFOLIO?
Financial planning should provide the framework for your overall investment strategy and is a key first step in making sure that you are on track as you pursue your financial goals.
ESTATE PLANNING 101
As you accumulate wealth in pursuit of financial goals, have you given any thought to estate planning?
LIFE INSURANCE – ARE YOU PROTECTED?
Think about your family. If you were to pass away today, would your family be able to maintain their current lifestyle? The answer for most people is no. We mainly suggest that our clients buy life insurance to take care of their loved ones should something happen to them. Life insurance proceeds can help pay off a mortgage, help your kids through school, or can simply leave a legacy
SOCIAL SECURITY BENEFITS FOR DIVORCED PEOPLE
In order for you to be eligible for divorced spouse benefits, your marriage must have lasted for at least 10 years. Additionally, you must be divorced for at least two years before divorced spouse benefits are payable.
MAKING YOUR MONEY WORK FOR YOU
Many of us work hard for our money, but we don’t always use it to maximum effect. Learning how to make your money work harder for you is crucial for building long-term wealth and pursuing financial goals, such as buying a house, retiring comfortably, or building a college fund. The good news is that with some practical money management tactics, a little self-discipline, and prudent investing, your money can work just as hard as you do. Here are some tips to make your money work for you.
WHY ESTATE PLANNING IS A FAMILY CONVERSATION – NOT JUST A LEGAL TASK
When you hear the phrase “estate planning,” your first thought may be of wills, legal documents, or a quiet meeting with a lawyer. But what is often overlooked is that estate planning isn’t just about legal checklists – it’s about financial clarity, family communication, legacy planning, tax planning, and long-term wishes. And it has the opportunity to work even better when your financial advisor is involved in the process alongside you, your attorney, and your tax professional.