Products
Options
Traditional Long Term Care Insurance
This is the most cost-effective way to protect against risk. Policies do not build cash value and generally do not provide a death benefit. Premiums are not guaranteed.
Long Term Care/Hybrid Life Insurance
This offers LTC protection, a modest death benefit, return of premium riders, rate guarantees, concierge services - and could benefit someone who is looking to reposition an existing asset or 1035 exchange proceeds from an old life insurance contract.
Long Term Care/Hybrid Annuity
This is good for someone looking to repurpose an existing annuity - to fund a Long Term Care Insurance benefits with easier underwriting.
We offer Long Term Care Insurance products that provide home health care, adult day care, Assisted Living facility/home care, nursing facility/home care, and hospice care.
Competitive LTCi carriers and products
We are proud to offer access to the leading LTCi carriers in the industry. These relationships allow us to provide consumers with a thorough analysis of all the options available to answer clients' LTCi needs, including traditional LTC and hybrid LTC alternatives.
Questions?
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