It is extremely important to us that we openly disclose the fees you pay and the potential conflicts of interest that may exist in our relationship. Our clients pay us for the products and services that we provide in three potential ways:

1. A Single Fee for developing a personalized financial plan.
2. A percentage of the investment brokerage and/or advisory fees collected.
3. Commissions paid in the sale of insurance products.

Potential Conflicts of Interest:

1. Fees Paid may naturally reduce the return of your financial performance.
2. One financial product may seem to charge a bigger fee than an alternative product.

Knightfall Wealth Collective is committed to charging appropriate fees and managing conflicts of interest through a variety of practices including:

• Working with our clients and their best interests over their lifetime.
• Association with Northwestern Mutual, a 160+ year old mutual company operating for the benefit of their policy owners, not shareholders.
• A belief based on research showing that our clients benefit most from a holistic financial plan incorporating a combination of insurance and investment products that work towards their goals within a financial plan.
• Seeking insurance products from insurers outside of Northwestern Mutual when appropriate.
• Holding investment assets through Northwestern Mutual Investment Services, an independent broker dealer.